Those on the mid to lower end of the average range have probably made multiple late payments to more than one lender and may have defaulted on a loan at some point. Those with good credit scores are typically rewarded with low interest rates on loans, and are likely to qualify for most of the upper-tier cashback and rewards cards available, with perhaps the exception of some premium cards, which may require scores in the excellent strata. This credit score level reflects borrowers who are financially responsible: Canadians who sit in this credit score range rarely make late payments and their credit utilization is likely low. The median credit score in Canada is 749, which means 50% of the population has excellent credit. In other words, all the financial doors are open to Canadians with excellent credit scores and banks roll out the red carpet to get their business. Those with excellent credit enjoy rapid approval for their credit card and loan applications, as well as the lowest interest rates available, high credit and loan limits, and access to premium credit card benefits. Excellent (800-850)Ĭonsumers with excellent credit will likely have no or very few late payments in their credit report, will regularly pay off their balances in full, and will have a low credit utilization across all their lines of credit. Ranges are subjective and can vary by credit bureau and credit issuer. * Please Note: credit score ranges are taken from the Equifax scoring model. Good credit can also help you rent an apartment, get a better job, get approved for insurance coverage at a lower premium and get a better plan for your cable, phone or utilities. If you do manage to qualify for a credit card or loan despite a low score, the interest rate you receive will likely be high.Ĭonversely, the higher your credit score, the more likely you are to be approved for a credit card or loan, and the lower the interest rate will likely be. The lower your score, the less likely you are to be approved for a credit card or loan. What Is the Credit Score Range Canada Uses?Ĭanada operates with a credit score range between 300 and 900. What Factors Influence a Credit Score the Most?.What Is the Credit Score Range Canada Uses?.How to Make Your Mortgage Interest Tax Deductible.Should I Use a Personal Loan to Pay Off My Credit Card Debt?.Tax Changes Canadians Need to Know About.A Look Into A Decade of Canadian Spending.Crypto Trading Tips You Need to Know About.Should I Invest During a Market Downturn?.Investment Glossary: The Terms You Need To Know.Should You Keep All Your Money In One Bank?.Is a Hybrid Bank Account Right For You?.Best High-Interest Savings Accounts in Canada.Can You Get a Loan While Receiving ODSP?.Are Premium Cards Worth the Annual Fees?.How to Increase Your Credit Card’s Limit.How to Make the Jump From a Secured to an Unsecured Credit Card.What Credit Card Should You Have at Your Income Level?.What’s the Best Age to Get a Credit Card?.Scotiabank Passport® Visa Infinite* Card. Hotel Credit Cards That Come With a Free Night.Best Prepaid Cards and Secured Credit Cards.LOANS ARE ARRANGED THROUGH 3RD PARTY LENDERS. NO MORTGAGE SOLICITATION ACTIVITY OR LOAN APPLICATIONS FOR PROPERTIES LOCATED IN THE STATE OF NEW YORK CAN BE FACILITATED THROUGH THIS SITE. THIS SITE IS NOT AUTHORIZED BY THE NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR RESIDENTIAL MORTGAGE CFL License #60DBO-116115 | License and disclosure | NMLS Consumer Access LEAD GENERATOR ONLY, NOT ACTING IN THE CAPACITY OF A MORTGAGE LOAN ORIGINATOR, MORTGAGE BROKER, MORTGAGE CORRESPONDENT LENDER OR MORTGAGE LENDER. In California loans are made or arranged by Intuit Mortgage Inc. (CFL #6055856) | Licenses The Mint Mortgage experience is a service offered by Intuit Mortgage Inc., a subsidiary of Intuit Inc, NMLS #1979518. In California, loans are made or arranged by Intuit Financing Inc. ( NMLS #1136148), a subsidiary of Intuit Inc. Intuit Personal Loan Platform is a service offered by Intuit Financing Inc.
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Compatible with the existing second-gen Apple Pencil, the new tablet range has the ability to detect the Apple Pencil as far as 12mm away to give users a preview of their marking before they make it, providing a more accurate drawing experience on the tablet. You can choose to buy it at retail price or use AT&T’s installment plan, which. There’s also a new Apple Pencil Hover Experience powered by the new tablet and iPadOS 16. Apple iPad Pro 12.9-inch (2021) 1300 BUY FROM AT&T AT&T is offering the 12.9-inch version of the iPad Pro. Since the Pro 12.9 model got a bump up to 4GB of RAM, most expected the 9.7 version to have at least 3GB, but Apple kept it at the same 2GB of RAM as the iPad. Which one The very oldest is iPad Pro (first generation) 12.9 inches released in 2015 with version 9 of the operating system. The 5G-equipped cellular models are also compatible with more 5G networks around the world, allowing for access to fast connectivity wherever 5G is available. 11-inch Liquid Retina display or 12.9-inch Liquid Retina XDR display. That’s paired with support for Wi-Fi 6e, with download speeds of up to 2.4Gb/s, 2x faster than the previous iPad Pro range. Backlit keyboard case with click-anywhere trackpad and Smart Connector for iPad Pro 12.9-inch (5th & 6th gen), iPad Pro 11-inch (1st, 2nd, 3rd, & 4th gen). The new 11-inch and 12.9-inch iPad Pro will be available in silver and space gray finishes. IPADOS + APPS iPadOS makes iPad more productive, intuitive, and versatile. Plus powerful productivity features in iPadOS. iPad Pro will be available in stores starting next week. WHY IPAD PRO iPad Pro is the ultimate iPad experience, with the astonishing performance of the M2 chip, superfast wireless connectivity, and next-generation Apple Pencil experience. There’s also a new media engine and ISP, which allow the iPad Pro to capture ProRes video for the first time, and it’s 3x faster at transcoding ProRes footage too, ideal for editing on-the-fly. The new iPad Pro is available to order starting today on and in the Apple Store app in 30 countries and regions, including the US. The power of the M2 is focused mainly on creatives, tailored to those with workflows that require serious processing power, be it a photographer mass editing photo libraries or graphics designers creating 3D models on the tablet. The current 11- and 12.9-inch iPad Pro models were released in October 2022, adding the M2 chip, Apple Pencil hover, Smart HDR 4, WiFi 6E, and Bluetooth 5.3 another minor refresh like the. The Agency is thrust back into action after the attack is traced to the city of New Providence, controlled by the mysterious but sinister corporation TerraNova, led by Elizabeth Niemand New Providence is the only city that still has power. Ten years after the events of Crackdown 2, a massive terrorist attack from an unknown source cuts electrical power around the entire world. Wrecking Zone has since been described as "dead". However, causing a certain level of chaos towards one branch of the organization will send more and more reinforcements from that branch as the player's heat level increases, and being at the highest level for too long can result in a city-wide lockdown, forcing the player to kill a certain number of reinforcements to lift it and access their supply points again.Ĭrackdown 3 features cooperative play in both campaign mode and Keys to the City mode, which allows free roam throughout New Providence.Īnother new element to the series is the inclusion of destructible environments in a competitive multiplayer mode, Wrecking Zone, in which nearly the entire map is destructible. The boss of each branch of TerraNova controls a certain element of defense for the final boss, and killing each of them weakens an aspect of the final boss's fortress. Agility Orbs, Rooftop Races, Driving Rings, and Road Races are also located throughout the city, all of which will increase the related skill upon collection or completion Hidden Orbs can be found as well, and will increase all of the player's skills at once.ĭifferent activities are connected to different bosses and underbosses completing these activities, such as destroying vehicle lockups, liberating monorail stations, and destroying machinery, allows the player to acquire more intel on each boss, and the boss location is revealed on the map once enough intel has been collected. Each time a skill levels up, the player unlocks an additional maneuver or item related to that skill, such as ground-pounding by leveling up strength, or double-jumping by leveling up agility. The game features the "Skills for Kills" system as found in previous games, in which killing enemies with different tools and finding pickups hidden throughout the city award the player with orbs, which increase the player's core skills – agility, firearms, strength, explosives, and driving. Picking up a new weapon or driving a new vehicle for the first time will add it to the player's collection at any supply point. Players can also drive any vehicle found in-game. Players can use a variety of weapons to achieve this end, from guns to grenades to rocket launchers, as well as their own physical power. The game was released on 15 February 2019 and received mixed reviews from critics, who praised the return of its core features from its predecessors and level of enjoyment, but was also criticized for a lack of innovation and dated design.Ĭrackdown 3 retains the core gameplay of Crackdown and Crackdown 2, featuring a number of different organizations controlling the city of New Providence that players need to take down by killing their bosses and Kingpins, destroying their facilities, and destabilizing their infrastructures. Originally set to be released in 2016, the game was delayed a number of times. It continues the series nearly nine years after the release of 2010's Xbox 360 video game Crackdown 2. Crackdown 3 is an action-adventure video game developed by Sumo Digital and published by Microsoft Studios for Windows and Xbox One. I also did some research and found out that Yahweh was the Jewish god of war. Into this Judeo-Christian landscape, I was able to incorporate Set, from the Egyptian pantheon, talking with his counterpart Lucifer. I approached the script as though I were taking over the book show respect to the world building readers were invested in, while contributing something new versus just retreading. I wrote a 10-page writing sample based on Mad Cave’s KNIGHTS OF THE GOLDEN SUN by Mark London and Mauricio Villarreal, which was one of my favorite titles. I was familiar with Mad Cave thanks to their terrific social media presence, so when the potential to write for them came up, I couldn’t pass it up. You’re one of the winners of the 2019 Mad Cave Talent Search, how’d you end up involved in that? In addition to writing comics, I am a Kennedy Center award-winning playwright, acted in commercials, indy projects and our scripted radio show, and am proud that my series of Bleacher Report articles throughout 20 were a voice in the fight to get the NFL to stop using a racist slur for the Washington team.Ģ. Hello there, and welcome to the Mind Meld here at IndieComiX! For those who may not be aware of who you are, could you tell us a bit about yourself? And today, he’s a part of the Mind Meld!ġ. He’s not only a Playwrighter and a voice on Radio, but also a comic book writer by the name of Stephen Sonneveld. Make monthly installments while we review your offer.įor details, see Form 656-B, Offer in Compromise Booklet PDF.Send the application fee or the initial payment.If You Meet the Low Income Certification Guidelines If IRS accepts your offer, continue to pay monthly until it is paid in full. Continue to pay the remaining balance in monthly installments while the IRS considers your offer. Periodic Payment: Submit your initial payment with your application.You must pay any remaining balance due on the offer in five or fewer payments. If we accept your offer, you'll receive written confirmation. Lump Sum Cash: Submit an initial payment of 20% of the total offer amount with your application.Your initial payment varies based on your offer and the payment option you choose: Initial payment (non-refundable) for each Form 656.Form 656(s) – you must submit individual and business tax debt (Corporation/ LLC/ Partnership) on separate Forms 656.Form 433-A (OIC) (individuals) or 433-B (OIC) (businesses) and all required documentation as specified on the forms.Apply any offer payment you included to your balance dueįind forms to submit an application and step-by-step instructions in Form 656-B, Offer in Compromise Booklet PDF.Return your application and offer application fee.If you apply for an Offer in Compromise and we can’t process your offer, we'll: Are an employer and made tax deposits for the current and past 2 quarters before you apply.Have a valid extension for a current year return (if applying for the current year).Aren't in an open bankruptcy proceeding.Filed all required tax returns and made all required estimated payments.You're eligible to apply for an Offer in Compromise if you: Who Is EligibleĬonfirm you're eligible and prepare a preliminary proposal with the Offer in Compromise Pre-Qualifier Tool. If you hire a tax professional to help you file an offer, be sure to check his or her qualifications. The Offer in Compromise program is not for everyone. Explore all other payment options before you submit an offer in compromise. We generally approve an offer in compromise when the amount you offer represents the most we can expect to collect within a reasonable period of time. We consider your unique set of facts and circumstances: It may be a legitimate option if you can't pay your full tax liability or doing so creates a financial hardship. You must use the April 2023 version of Form 656-B, Offer in Compromise Booklet PDF.īefore you apply, you must make federal tax deposits for the current and past 2 quarters.Īn offer in compromise allows you to settle your tax debt for less than the full amount you owe. The movie includes pictures Berchtold took of Jan as a 12-year-old girl, all straw-colored hair, wide eyes, and freckles. “He was like a second father to me,” Jan explains, before detailing her memories of how he drugged and molested her. After becoming fast friends with a new family called the Berchtolds, the Brobergs noticed that the charismatic “fun dad” Robert Berchtold (known as “B”) seemed overly interested in Jan. Jan was one of three daughters born to Bob Broberg, a florist, and Mary Ann. The result is a documentary that exposes them for public scrutiny without pausing to really interrogate their actions.ĭirected by Skye Borgman, Abducted in Plain Sight begins in the early 1970s in Pocatello, Idaho. And the Broberg family, confessional to a fault, are primed more for honesty than for self-inspection. It unpacks too many bizarre events in a short time frame to allow for much additional analysis. Part of the problem is that Abducted in Plain Sight, a 90-minute movie in a field populated mostly with six- or eight-hour series, is focused entirely on telling a story rather than illuminating it. That is the only reason we told our story. They’re the bravest people I know, willing to try to help the rest of you see what they didn't. It happened to my whole family, this man was a master and my parents saved my life. Manipulation and grooming are not understood by so many. Jan-now Jan Broberg Felt, an actor who’s appeared in Criminal Minds and Everwood-has subsequently defended her mother and father. Much of the outrage targets Jan’s parents, who participated fully in the documentary, and whose behavior in response to Berchtold’s prolonged abuse of their daughter strikes many viewers as shockingly inadequate at best. Over the past week, viral tweets and Reddit threads and various expressions of incomprehension have batted around the internet, as viewers try to make sense of what exactly they’ve just watched. Now I won’t be able to sleep.”Ībducted in Plain Sight was first released as a documentary in 2017 with the title Forever ‘B,’ but it’s gained rather more traction this month after being added to Netflix’s true-crime library. “Oh my goodness,” Mary Ann replies, in a steady, even tone, as if he’s just told her that seasonal allergies might be worse than usual this summer, or that two people brought potato salads to the potluck. That friend, Robert Berchtold, calls Jan’s mother, Mary Ann, and falsely tells her that Jan is prostituting herself and selling drugs. The cautionary tale Broberg tells about kidnapping today, is that "it's somebody you know, love, and trust, and probably somebody your child knows, loves, and trusts."Įvery episode of ABC's award-winning talk show "The View" is now available as a podcast! Listen and subscribe for free on Apple Podcasts, Google Podcasts, TuneIn, Spotify, Stitcheror the ABC News app.One of the scenes in Abducted in Plain Sight that best encapsulates the strangeness of its story comes midway through, after the second time a teenager named Jan Broberg has been kidnapped by a close family friend. "It's the smokescreen that a master manipulator creates," Broberg warned. They didn't find out about the “alien mission” B convinced their daughter of until 1978 after she turned 16. Mary Ann was involved in an eight-month affair with B post kidnapping while she was still married to Bob, even though she knew he was her daughter’s abductor. "But I knew they had been groomed and manipulated too." "I had my moments of being angry and upset," Broberg says about resentment towards her parents. Through therapy, she learned to forgive them for not stopping the years of abuse she endured from B. Today, Jan Broberg has a "wonderful relationship" with her parents. "It happens before the actual incident occurs." "You have to think again how the grooming happens," Broberg explained. This kidnapping lasted for approximately four months, until she was rescued again by the FBI.īroberg continued to believe the make-believe alien story up until her 16th birthday. He brought her to California and enrolled her in a Catholic school, posing as her father and a CIA agent, according to the documentary. “Abducted in Plain Sight” viewers learned B kidnapped Broberg a second time from her parents’ home in Idaho in 1976 when she was 14. The following two years, B kept in contact with Broberg, who said she felt she loved him. All but 45 days of his prison sentence were suspended, and B ended up only serving 10 days in prison. He was sentenced to five years’ probation and five years in prison. The affidavits compromised the FBI’s case against B. Both parents claimed in the documentary that if they didn’t do this, B would expose a sex act that Bob and B engaged in prior to the kidnapping. After Broberg’s first kidnapping, B blackmailed her parents, Bob and Mary Ann, into signing affidavits claiming he had consent to bring their daughter to Mexico. defective spelling of אודם ( ódem, “ redness ” ).defective spelling of אדום ( 'adóm, “ red ” ). H120 in Strong, James (1979) Strong’s Exhaustive Concordance to the Bible.“ dm”, in The Comprehensive Aramaic Lexicon Project, Cincinnati: Hebrew Union College, 1986–.a male given name, equivalent to English Adam.homō hominī lupus)įor plural, בני אדם or אנשים can be used. to blush” → “a human”.Ĭompare Arabic دُمْيَة ( dumya, “ statue, idol effigy, likeness doll, puppet ” ), دَمَّ ( damma, “ to bedaub ” ). “blood” → “red” → “to show red blood in the face, e.g. Wiktionary ( UK: / wknri /, WIK-sh-nr-ee US: / wknri /, WIK-sh-nerr-ee rhyming with 'dictionary') is a multilingual, web -based project to create a free content dictionary of terms (including words, phrases, proverbs, linguistic reconstructions, etc.) in all natural languages and in a number of artificial languages.“blood” → “blood sacrifice to appease an idol” → hence “an idol” → “an effigy, a likeness” → “a man”.“blood” → “red earth”, “red ochre” → “the dye to paint idols” → hence “an idol” → “an effigy, a likeness” → “a man”.“blood” → “man”, as blood is a main ingredient of humans.“blood” → “red earth”, “red ochre” → “earthling”.The meaning development could be any of the following: Join Facebook to connect with Cafer Karda Kalan and others you may know. The meaning range points to these words being extensions from Proto-Semitic *dam- ( “ blood ” ), compare the Palestinian Aramaic forms of it אדם / אידם / ܐܕܡ ( ʾəḏem, “ blood ” ). ( Biblical Hebrew ) IPA ( key): /ʔɔːˈðɔːm/Ĭomparable to Phoenician □□□ ( ʾdm, “ man, earthling ” ), Ugaritic □□□ ( ảdm, “ man red earth, red ochre ” ), Old South Arabian □□□ ( ʾdm, “ vassals, subjects ” ), Ge'ez ዶም ( dom, “ slave ” ), Akkadian □□□□ ( a-da-am-mu /adamu/, “ blood ” ), Akkadian □□□□ ( a-da-ma-tum /adamātu/, “ dark red earth or dye ” ), Akkadian □□□ ( a-da-mu /adamu/, “ a red garment ” ), Akkadian □□□ ( a-da-mu /adamu/, “ an important or noble person ” ).( Yemenite Hebrew, Tiberian Hebrew ) IPA ( key): /ʔɔˈðɔm/.( Ashkenazi Hebrew ) IPA ( key): /ɔˈdɔm/,.( Modern Israeli Hebrew, Sephardi Hebrew ) IPA ( key): /aˈdam/. |
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